Insurance Evolved
A new, innovative property and casualty insurance company specializing in workers compensation.

Who we are

Clear Spring® Insurance
Superior service through technology and personal commitment.™

The insurance market is evolving rapidly. Clear Spring's risk management solutions evolve with market needs, while traditional insurance companies struggle to keep up. Our data-driven approach and mastery of emerging technologies provide a deeper connection with customers by developing smarter, more adaptive products that address the needs of brokers and their policyholders.

Clear Spring Property and Casualty Company is a subsidiary of Delaware Life Insurance Company and its parent company, Group1001. Our relationship with these organizations has yielded an innovative technology platform that provides smarter risk management solutions for property and casualty insurance brokers. Clear Spring is dedicated to Group1001's mission: making insurance more useful, intuitive and accessible for everyone. We're confident in our forward-thinking products, and that you'll love partnering with us.
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Policies are issued by Clear Spring Property and Casualty Company. Clear Spring is responsible for its own financial condition and contractual obligations.

Clear Spring® Insurance
Superior service through technology and personal commitment.™

Our Innovative Services

Welcome to the new industry standard.

Clear Spring is a leading provider of property and casualty insurance. Our future-forward strategy is rooted in deep industry knowledge and a mastery of emerging technologies.

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    Secure Online Submissions

    Never email client information again.
    Our secure, detailed online submissions process streamlines underwriting and keeps sensitive information safe.

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    Rapid Risk Assessment

    Our advanced analytics-backed platform quickly assesses risk, and can track and compare data over time so it's always improving.

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    Real-time Status Updates

    Soon you will be able to get real-time updates on the status of your submission or your clients' claims. Our portal will ensure you'll always know what's going on.

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    Expert Claims Management

    Claims are processed and closed quickly, thanks to our dedicated and experienced claims handling partners.

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    Deep Industry Expertise

    We are thought leaders in workers' compensation insurance, and our team brings decades of experience to the table.

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    Attentive Service

    We are 100% customer-driven.
    We design all our products to better serve you and to provide substantial value to your clients.

We've got you covered.
Clear Spring currently offers coverage in all 50 states and the District of Columbia.

That means that no matter where our policyholders live or work, Clear Spring can offer tailored, data-driven insurance products that meet their unique needs.

Our Associates

  • ccmsi logo

    CCMSI provides underwriting, claims management, data warehousing, and reporting services to Clear Spring's valued customers.

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  • fastcomp logo

    Fastcomp offers underwriting and claims management services via its secure online portal for Clear Spring's small risk submissions.

    Learn More
  • victory logo

    Victory provides Clear Spring with underwriting, advanced analytics, innovative claims handling, and comprehensive safety services.

    Learn More
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CCMSI provides underwriting, claims management, data warehousing, and reporting services to Clear Spring's valued customers.

Their commitment to great service drives their 98% client retention rate, as does the company's dedication to advanced technology. CCMSI also performs deep risk management research to enhance its advanced risk assessment and analysis technology.

link to CCMSI website ccmsi.com
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Fastcomp offers underwriting and claims management services via its secure online portal for Clear Spring's small risk submissions.

Fastcomp has been optimizing underwriting and claims management processes since 1998. Today, it is helping to lead the insurance industry into the future with smarter risk assessment technology, and services the important, yet underserved, small risk market.

link to fastcomp website fastcomp.com
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Victory's innovative claims handling system efficiently completes 99% of claims within three years. Claimants are returned to work faster, claims are closed rapidly and employers save money.

Proven application of underwriting analytics combined with safety services, risk management, and dedicated customer service, are only a few of the attributes being delivered to Clear Spring's preferred customers.

link to victory websit victorymt.com

Well-Capitalized

We are proud to be a subsidiary of Delaware Life Insurance Company, rated A- (Excellent) by A.M. Best* and part of US-based insurance holding company Group One Thousand One. Similarly, Enstar's deep insurance experience also helps make Clear Spring's goals a reality.

Our financial resources and disciplined risk management practices allow us to keep our promises throughout the economy's ups and downs.

It also allows us the flexibility needed to continually improve products and add new offerings to ensure we meet our customers' needs.

* A.M. Best: A- (Excellent), 4th out of 13 possible ratings
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Our Sponsors

  • group1001 icon

    Group1001 is making insurance more intuitive and accessible for all people, and its many subsidiaries, including Clear Spring, have adopted this mission.

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  • delaware life logo

    Delaware Life and its A.M. Best rating of A- are driven by the company's dedication to doing things the right way.

    Learn More
  • lackwana logo

    Lackawanna Insurance Group is a subsidiary of Delaware Life Insurance Company and its parent company, Group 1001.

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group1001 lgoo

Group1001 is making insurance more intuitive and accessible for all people, and its many subsidiaries, including Clear Spring, have adopted this mission.

Technology drives everything they do, as they focus on creating products that drive real value in people's lives.

  • $37B

    Assets Under

    Management as of 12/2018

  • 320K

    Policy Holders in

    All 50 states

group1001 black logo group1001.com
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delaware life logo

Delaware Life and its A.M. Best rating of A- are driven by the company's dedication to doing things the right way.

They always go the extra mile for partners and customers, focusing on creating simple, honest products that simply work. This focus has earned the company $15.1B in invested assets and $36.1B assets under management as of June 2018.

  • $15.1B

    Invested Assets

  • $36.1B

    Assets Under

    Management 06/2018

link to delawarelife.com delawarelife.com
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lackwana logo

Headquartered in Wilkes Barre, PA, Lackawanna Insurance Group has been writing workers' compensation business for over 75 years.

With an exclusive focus on workers' compensation insurance, and regional service teams, Lackawanna Insurance Group provides a level of service and expertise to its valued agents and loyal policyholders that is unmatched in the industry.

Get In Touch Today

Send us a message today to learn more about our innovative insurance solutions.

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